In a column Train de vie in La Presse, the journalist Martine Letarte and Anik Bougie, Practice Leader, Financial Planning and Taxation at fdp, address the issue of leaving a substantial inheritance to loved ones, when one of the beneficiaries is addicted and others are under 18.
To ensure that their assets benefit their children and grandchildren, is it better to divide the funds and hope that they will be properly managed and invested, or is it better to set up a trust?