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20 April 2018
Expert insightMajor change to the Quebec Pension PlanMany of these questions were answered in the new pension reform announced by Retraite Québec (RQ). The government of Quebec has decided to harmonize its pension plan to bring it in line with the plan that will be offered in the other provinces of Canada. This is good news for all taxpayers, but you must […]
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25 April 2017
Expert insightQuebec offers tax relief for the transfer of a family business – Case studySelling your business to a corporation not dealing at arm’s length Before the new measures were announced, selling a business to a corporation not dealing at arm’s length could be very disadvantageous from a tax standpoint, compared to a sale to a corporation dealing at arm’s length. Generally, when selling a business, the seller wants […]
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06 January 2017
Expert insightStart the year on the right foot by contributing to your RRSP, TFSA and RESP!Each of these plans has different characteristics and knowing them will enable you to take full advantage of them. Here are the key features of these plans: RRSP TFSA RESP Ideal vehicle to save for retirement Contributions deductible from taxable income Investment income taxable only when withdrawn Possibility of making withdrawals (must be added to […]
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26 October 2016
Case study, Expert insightPractising medicine in a pool: making sense of it all! Case studyEmily Profession: gynecologist obstetrician Incorporation: incorporated her practice 4 years ago, working in a pool of 10 doctors Corporate income : $400,000 (after expenses and before taxes) Emily’s compensation: dividends LLP* *Limited liability partnership Emily’s situation before March 22, 2016 Emily’s corporation was eligible for the Small Business Deduction (SBD) on the first $500,000 of […]
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10 June 2016
Expert insightCanadian stock market: review of a volatile first quarterIn the wake of 2015… The Canadian stock market saw high volatility and dramatic swings in the first quarter of 2016. Economic, financial and even political news, both domestic and international, often had an excessive impact on equity markets. Global economic developments that began in 2015―a weakening Chinese economy and a devaluation of the renminbi […]
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01 June 2016
Expert insightGlobal economies looking for a spark
The weak growth in China, the oil price slump both in Canada and abroad, and the threat of a global recession are just a few of a number of elements that have preoccupied investors in the last few months. Is there reason to worry? Can we expect signs of improvement in the near future? Here’s […]
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24 May 2016
Expert insightPatterned after Louis X, the Stubborn
A brief look back will give us a sense of how the markets have performed since then and the challenges that lie ahead, while recommending the solution offered by our firm, which is available to all of our clients. A look back Voltaire and modern finance, published in fall 2012, drew parallels between the measures […]
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25 April 2016
Expert insightWhat is happening on the bond markets?
The Bank of Japan (BoJ) and the European Central Bank (ECB) even lowered their benchmark rates into negative territory in order to stimulate growth and increase inflation. A negative yield means that the holder must pay the issuer, and not vice-versa. Ultimately, central banks hope that negative yields will encourage banks to lend more, thereby […]
