This concerns your general financial situation, both personal and professional, whether you’re an employee or in business. It involves determining the value of your assets and liabilities, taking into account all the elements involved (income, expenses, debts, investments).
What is the purpose of this balance sheet?
It provides you with an accurate picture of your financial capacity at a given period. It also enables you to see where you are in your financial journey and in terms of realizing your goals and life projects and gives you an accurate idea of the level of financial security and independence you have achieved.
The importance of a budget
The next step is to prepare an annual budget. With this tool, your financial planner will be able to establish your cost of living and, consequently, the sums that can be allocated to your various financial objectives.
A plan for success
With these detailed assessments, your financial planner will be able to make recommendations and suggest strategies to optimize your decisions and maximize the value of your individual or business wealth. It’s a team effort based on a highly personalized approach to your financial success, which will also evolve over time, with each new stage of your life.
Specialized services tailored to your needs
- Include a financial plan in your approach: our financial planning experts will draw up for you an itinerary of actions to take now and in the years ahead to achieve your goals while preserving your financial stability.
- If your situation requires specific financial services such as a mortgage, your advisor can refer you to our business partner, National Bank, which offers these services at very competitive rates.
Our expertise: your team
- Your advisor and financial planner
- Our financial planning service (depending on the complexity of your situation)
